Essays in Country Banking: Case Studies of the First National Bank of Bloomington (Illinois)
McAvoy, Michael Richard
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https://hdl.handle.net/2142/85504
Description
Title
Essays in Country Banking: Case Studies of the First National Bank of Bloomington (Illinois)
Author(s)
McAvoy, Michael Richard
Issue Date
2001
Doctoral Committee Chair(s)
Larry D. Neal
Department of Study
Economics
Discipline
Economics
Degree Granting Institution
University of Illinois at Urbana-Champaign
Degree Name
Ph.D.
Degree Level
Dissertation
Keyword(s)
History, United States
Language
eng
Abstract
In the fourth paper, I examine the decision to select locations for Federal Reserve Banks by the Reserve Board Organization Committee in April 1914. I estimate probability choice models for the 37 cities that requested consideration by the committee by relying upon statements of involved persons as proxies. The results confirm that reserve cities were selected systematically based upon objective information. I conclude that the selections reinforced local investments in National Banking infrastructure. The Bank's increased use of financial services in the new Federal Reserve Bank cities shows how important the location decision was for each city.
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